Business & Individual Insurance — Protect People, Property & Profitability
Mitigate risk. Meet statutory obligations. Protect your people.
Insurance is a core risk-management tool for every modern business. At Drishti Consultancy Services we arrange tailored insurance solutions for organisations and individuals — from Group Mediclaim for employees to Workmen Compensation, motor policies, life cover and personal mediclaim — ensuring legal protection, financial resilience and faster claims support when it matters most.
Our Insurance Services (comprehensive & business-focused)
- Group Mediclaim / Group Health Insurance — Employer-sponsored medical cover for employees (dependants cover available on request).
- Workmen Compensation / Employer’s Liability Cover — Insurance for work-related injury, disability or death where statutory or practical protection is required (particularly where ESI is not applicable).
- Corporate Health Plans — Cashless network hospitalisation, OPD add-ons, maternity and critical-illness options.
- Family Mediclaim — Personal and family health policies for business owners and key personnel.
- Life Insurance & Group Term Cover — Financial protection for families of key employees and executives.
- Motor Insurance (Car & Two-Wheeler) — Third-party and comprehensive policies for business fleets and personal vehicles.
- Property, Fire & Business Interruption — Protect premises, plant & stock against accidents, fire and loss of income.
- Specialised Commercial Covers — Directors & Officers (D&O), Professional Indemnity, Cyber Liability, Marine & Transit — customised to sectoral risk.
Why these insurances matter (legal & commercial reasons)
- Statutory & contractual compliance: Certain covers (such as Workmen Compensation or employer liability insurance) are required or strongly recommended under labour and contractual frameworks; insurance also strengthens bid/tender eligibility and client confidence.
- Employee welfare & retention: Group health and life benefits improve morale, reduce attrition and position your business as an employer of choice.
- Financial stability: Insurance converts unpredictable liabilities into manageable, contractually defined costs.
- Faster claims & business continuity: Proper cover with a robust insurer network reduces downtime and speeds recovery after an incident.
How we help — end-to-end, legally sound support
- Needs assessment: We analyse your workforce, operations and contractual exposures to recommend the right suite of covers.
- Policy design & placement: Negotiate competitive terms with multiple insurers and craft policy wordings that match legal and operational needs.
- Group on-boarding & premium structuring: Seamless enrolment of employees, dependants and premium collection options.
- Claims assistance: Dedicated support from intimation through settlement to ensure your employees and business get timely relief.
- Renewals & risk engineering: Annual reviews, loss-control recommendations and workplace safety inputs to optimise premiums and reduce claims.
Practical notes on key products
- Group Mediclaim: Covers hospitalisation costs and, where chosen, pre/post-hospitalisation, day-care procedures and family add-ons. Employers must maintain accurate enrolment lists to ensure smooth claims.
- Workmen Compensation: Provides financial protection for employers and injured workers for work-related bodily injury or death; an essential cover where ESI benefits do not extend or where additional protection is required.
- Motor & Property: Tailored to your asset values and usage patterns; fleet policies and business-interruption covers are available for industrial and commercial risks.
Why choose Drishti Consultancy Services?
- Industry-specific insurance expertise and panel of reputed insurers.
- Transparent, cost-effective solutions and clear policy comparisons.
- PAN-India service, rapid proposal turnarounds and personalised claims advocacy.
- Integrated approach — we align insurance with your payroll, statutory compliance and risk management framework.
Secure your people and your balance sheet.
Contact Drishti Consultancy Services today for a free risk assessment and tailored insurance quotation. Let us structure the right cover so you can focus on running and growing your business. Call Now